What each contract actually puts toward retirement — match structures, caps and direct contributions, transcribed and cited. No aggregator page on this question cites a single contract; every figure here does.
| Carrier | Verified terms |
|---|---|
| American Airlines | match rate: 100% sourceaa-twu-iam-mr-consolidated-2025 · p.182 · Article 30.C.2 — 401(k) verified 2026-08-11dual-read verified match cap: 4% sourceaa-twu-iam-mr-consolidated-2025 · p.182 · Article 30.C.2 — 401(k) verified 2026-08-11dual-read verified direct contribution: $3.50/hr sourceaa-twu-iam-mr-extension · p.6 · Article 30.B — IAM National Pension Fund verified 2026-08-08dual-read verified |
| United Airlines | match rate: 50% sourceua-ibt-tech-extension-2023 · p.174 · Article 16 §K — 401(k) verified 2026-08-10dual-read verified direct contribution: 1% of earnings sourceua-ibt-tech-extension-2023 · p.174 · Article 16 §K — 401(k) verified 2026-08-10dual-read verified |
| Southwest Airlines | match cap: 9.3% of earnings sourcewn-amfa-mech-cba · p.71 · Article 16 — Profit Sharing, ¶2 (401(k) provisions) verified 2026-08-09dual-read verified |
| Alaska Airlines | match rate: 50% sourceas-amfa-tech-cba · p.82 · Retirement article, Paragraphs H and J — COPS/MRP/Dispatch 401(k) verified 2026-08-11dual-read verified match cap: 5.5% sourceas-amfa-tech-cba · p.82 · Retirement article, Paragraphs H and J — COPS/MRP/Dispatch 401(k) verified 2026-08-11dual-read verified |
| Allegiant Air | match cap: 4% sourceaay-ibt-mx-cba · p.73 · Article 17.C.2 — 401(k) company match verified 2026-08-11dual-read verified |
| Hawaiian Airlines | not yet verified |
| PSA Airlines | not yet verified |
| Envoy Air | match cap: 7% sourceenvoy-twu-mr-cba · p.117 · Letter B: 401(k) Company Match of Eligible Earnings verified 2026-08-11dual-read verified |
| Horizon Air | match rate: 100% sourcehorizon-amfa-tech-cba · p.111 · Article 23.B — 401(k) verified 2026-08-11dual-read verified match cap: 8% sourcehorizon-amfa-tech-cba · p.111 · Article 23.B — 401(k) verified 2026-08-11dual-read verified |
§ opens the citation: document, page, section, verification method and date. Not yet verified means nobody has confirmed it here yet — it is never assumed zero.
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